NEW YORK (AP) Wall Street will try to circle the wagons after last week's decline. Friday, the Dow fell nearly 121 points to finish at 12,745. The Standard & Poor's 500 index fell 9 points 1,388 and the Nasdaq composite index fell 5 points to 2,445.

WASHINGTON (AP) Nothing major in the way of economic data is due today, with the government releasing the latest on the federal budget for April. Tomorrow, data is due on retail sales and business inventories.

NEW YORK (AP) A new study suggests that despite extensive efforts to educate workers about saving for retirement, many employees are not doing a good job of managing their company-sponsored 401(k) accounts. A new study of nearly 1 million retirement portfolios indicates that 69 percent have inappropriate risk or diversification of holdings and one-third of savers aren't putting enough aside to qualify for the full company matching contribution.

BANGKOK, Thailand (AP) oil has retreated from last week's record close near $126 a barrel. By midmorning Monday in Singapore, light, sweet crude for June delivery had dropped 50 cents to $125.46 a barrel in electronic trading on the New York Mercantile Exchange.

Bismarck, N.D. (AP) Across the country, high Gas Prices are kicking bicycle sales into high gear. Bike dealers say they're seeing customers dusting off their old two-wheelers or buying new ones to cope with rising fuel prices. A spokesman for the Washington. D.C.-based League of American Bicyclists says there's a definite increase in people riding bikes.

(Copyright 2008 by The Associated Press. All Rights Reserved.) APNP 05-12-08 0531CDT | save this article / add to your favorites list